{"id":497,"date":"2025-12-18T08:31:59","date_gmt":"2025-12-18T08:31:59","guid":{"rendered":"https:\/\/lifeofpay.com\/credoshine\/?page_id=497"},"modified":"2025-12-18T10:54:09","modified_gmt":"2025-12-18T10:54:09","slug":"term-and-condition","status":"publish","type":"page","link":"https:\/\/lifeofpay.com\/credoshine\/term-and-condition\/","title":{"rendered":"Term and Condition"},"content":{"rendered":"\t\t
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Welcome to <\/span>Credoshine<\/b>. By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our website.<\/span><\/p>

1. About Credoshine<\/b><\/h4>

Credoshine provides financial services including:<\/span><\/p>

  • Mutual fund distribution<\/span><\/li>
  • Reselling of financial products such as fixed deposits, PMS, AIFs, bonds, and debentures<\/span><\/li>
  • Assistance for various types of loans including housing, personal, business loans, limits, and loan against property<\/span><\/li>
  • Insurance solutions including life, health, and general insurance<\/span><\/li><\/ul>

    Credoshine acts as a facilitator, distributor, and reseller.<\/span><\/p>

    2. Use of Website<\/b><\/h4>

    By using this website, you agree:<\/span><\/p>

    • To use the website only for lawful purposes<\/span><\/li>
    • Not to misuse, copy, or reproduce any content without written permission<\/span><\/li>
    • Not to attempt unauthorized access to the website or its systems<\/span><\/li><\/ul>

      We reserve the right to restrict or terminate access if these terms are violated.<\/span><\/p>

      3. No Financial Guarantee<\/b><\/h4>

      All information provided on this website is for general informational purposes only.<\/span><\/p>

      • Investment and financial products are subject to market risks<\/span><\/li>
      • Past performance is not indicative of future results<\/span><\/li>
      • Credoshine does not guarantee returns, approvals, or outcomes<\/span><\/li><\/ul>

        Users are advised to make decisions based on their own financial understanding and risk appetite.<\/span><\/p>

        4. Role & Responsibility<\/b><\/h4>

        Credoshine:<\/span><\/p>

        • Acts as a distributor or reseller of third-party financial products<\/span><\/li>
        • Does not control the performance, approval, or policies of banks, insurers, AMCs, or financial institutions<\/span><\/li>
        • Is not responsible for delays, rejections, or changes made by third-party providers<\/span><\/li><\/ul>

          Final decisions related to investments, loans, and insurance remain with the respective product providers.<\/span><\/p>

          5. Accuracy of Information<\/b><\/h4>

          While we strive to keep information accurate and up to date:<\/span><\/p>

          • Credoshine does not warrant completeness or accuracy at all times<\/span><\/li>
          • Product details, terms, interest rates, and benefits may change without prior notice<\/span><\/li><\/ul>

            Users should verify details directly with the respective financial institution before proceeding.<\/span><\/p>

            6. Third-Party Links<\/b><\/h4>

            This website may contain links to third-party websites or platforms.<\/span>
            <\/span>Credoshine is not responsible for the content, policies, or practices of any third-party sites.<\/span><\/p>

            7. Limitation of Liability<\/b><\/h4>

            Credoshine shall not be liable for:<\/span><\/p>

            • Any direct or indirect loss arising from the use of this website<\/span><\/li>
            • Financial losses due to market fluctuations or third-party decisions<\/span><\/li>
            • Technical issues, interruptions, or temporary unavailability of services<\/span><\/li><\/ul>

              Use of our services is at your own discretion and risk.<\/span><\/p>

              8. Intellectual Property<\/b><\/h4>

              All content on this website, including text, logos, graphics, and design elements, is the property of Credoshine unless stated otherwise.<\/span>
              <\/span>Unauthorized use, reproduction, or distribution is prohibited.<\/span><\/p>

              9. Privacy<\/b><\/h4>

              Use of this website is also governed by our <\/span>Privacy Policy<\/b>, which explains how we collect, use, and protect user information.<\/span><\/p>

              10. Changes to Terms<\/b><\/h4>

              Credoshine reserves the right to modify these Terms & Conditions at any time without prior notice.<\/span>
              <\/span>Continued use of the website after updates constitutes acceptance of the revised terms.<\/span><\/p>

              11. Governing Law<\/b><\/h4>

              These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.<\/span>
              <\/span>Any disputes shall be subject to the jurisdiction of Indian courts.<\/span><\/p>

              12. Contact Information<\/b><\/h4>

              For any questions regarding these Terms & Conditions, please contact us through the details provided on our website.<\/span><\/p>

              Email Us : <\/b>info.credoshine@gmail.com<\/span><\/p>

              Call Us : <\/b>+91-9914982227<\/span><\/p>

              Address : <\/b>B-31\/2106, Street No. 4, Indrapuri, Tajpur Road, Ludhiana, Punjab \u2013 141008<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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              Welcome to Credoshine. By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our website. 1. About Credoshine Credoshine provides financial services including: Mutual fund distribution Reselling of financial products such as fixed deposits, PMS, AIFs, bonds, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-497","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lifeofpay.com\/credoshine\/wp-json\/wp\/v2\/pages\/497","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeofpay.com\/credoshine\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lifeofpay.com\/credoshine\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lifeofpay.com\/credoshine\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeofpay.com\/credoshine\/wp-json\/wp\/v2\/comments?post=497"}],"version-history":[{"count":7,"href":"https:\/\/lifeofpay.com\/credoshine\/wp-json\/wp\/v2\/pages\/497\/revisions"}],"predecessor-version":[{"id":511,"href":"https:\/\/lifeofpay.com\/credoshine\/wp-json\/wp\/v2\/pages\/497\/revisions\/511"}],"wp:attachment":[{"href":"https:\/\/lifeofpay.com\/credoshine\/wp-json\/wp\/v2\/media?parent=497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}