The backbone of modern UPI-powered banking

UPI Issuer & Acquirer Switch

India’s UPI ecosystem processes billions of transactions monthly. Our UPI Switch is engineered to handle that scale – reliably, securely, and with full regulatory compliance. Whether you’re issuing UPI IDs to your customers or acquiring payments for merchants, our switch manages the entire lifecycle end to end.

 
Why Choose Our UPI Switch?

Built for High-Performance UPI Transactions

Our UPI Switch is engineered to process millions of transactions with speed, reliability, and full compliance. Whether you're issuing UPI IDs or acquiring merchant payments, the platform ensures seamless routing, real-time processing, and maximum success rates.

Seamless Integration

We enable integrated solutions across all major payment gateways.

Payment Consulting

We advise on gateway setup, integration, and emerging tech for your brand to propel.

Tech Stack Management

Our tech stack and APIs power-optimized payment solutions empower your business.

Financial Transactions

Our team handles your reconciliations, settlements, and bookkeeping.

Real-Time VPA Management

Easily create, update, and deactivate Virtual Payment Addresses with instant synchronization to the NPCI mapper, ensuring seamless user management.

Intelligent Routing

Handle both P2P and P2M transactions with smart routing logic designed to maximize success rates and ensure smooth payment processing.

QR Code Enablement

Support both static and dynamic QR code generation, including Bharat QR, enabling multi-channel payment acceptance for merchants.

UPI Autopay Support

Enable recurring payments such as subscriptions, EMIs, insurance premiums, and utility bills with secure and reliable Autopay features.

Nivia
What you get with our solution

Complete Control Over Payment Operations

Gain full visibility and control over your UPI transaction lifecycle with real-time monitoring, instant status updates, and efficient dispute management. Our system ensures smooth handling of reversals and failed transactions while maintaining high reliability. Designed to meet evolving regulatory standards, the platform is fully compliant with NPCI guidelines, RBI regulations, and PSP interoperability requirements, enabling secure and scalable payment operations.

Power Your UPI Infrastructure with Confidence

Connect with our team to explore how our UPI Issuer and Acquirer Switch can streamline your payment operations and support scalable growth.

The switch enables seamless processing of both issuing and acquiring transactions by routing payments efficiently between banks, PSPs, and merchants.

Yes, the platform is fully compliant with NPCI circulars, RBI guidelines, and PSP interoperability requirements.

Yes, the system supports UPI Autopay for subscriptions, EMIs, insurance payments, and other recurring billing use cases.

Absolutely, it is designed to process millions of transactions with high uptime, low latency, and reliable performance.